6 Things Retirees Never Talk About Life After Retirement

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Have you thought about what you are going to lose when you are retired? Or have you never given thought to it?

Retirement can be great, but it can also have its downsides. In this article, we are going to discuss the six things that most people miss after retirement.

Sense Of Identity

The number one thing that most people miss after retiring is a sense of identity. For many people, your role at work defines who you are and what you are capable of. However, when you retire, this role disappears seemingly overnight.

This can hit you very hard, especially when someone may ask you what you do in life now that you are retired. This can become even harder if you are not prepared for it.

It is not merely the fact that you no longer have a job title anymore, but it also entails the fact that you lost the power and respect you held while in that position.

Limited Borrowing Power

Another element that may retirees are not prepared for is the fact that they have limited borrowing power from the bank. It is safe to say that it is difficult to get a large loan when you don’t have a regular salary.

To counter this, it may be a good idea to get your loans prior to retiring, whether they be for home renovations or buying a new car. However, keep in mind that it is not smart to carry debt into retirement.

Respect For Knowledge

If you have held the same job role for an extended period of time, you may have established a wide or specialised realm of knowledge.

With this, you are able to answer any questions people have about your profession. You are essentially an expert in your field.

However, upon retirement, you can often feel as if this knowledge becomes a bit useless. Often times, this knowledge that once gave you power and respect is no longer needed in ordinary life.

No Paychecks

One of the biggest adjustments in retirement is the fact that you are no longer getting a salary. This is a commonly known fact, but what is often not prepared for is how you actually feel when you no longer have an income.

This feeling may be fine for a few months, but once you begin to see the money leaving your account or maybe even savings, it can create anxious feelings.


It may very well happen that during your retirement party or in a time that is approaching your retirement day, your colleagues tell you things such as “Stay in touch!” or “Come and visit us!”

While this may sound nice and they may mean it when they say it, once a couple of months go by and a new routine without you sets in, they may stop thinking about you.

Even if you take the first step and go to visit them, they may not be able to make time for you because they have ‘more important’ or work-related things to do.

This can make you feel very out of the loop or left out because you realize that you are no longer a part of their team. However, this may not happen in all cases, especially if your colleagues are your friends in your private life.

Nowhere To Go

This point may affect men more than it affects women. In retirement, you may feel as if you have nowhere to go anymore.

This feeling comes from having such a structured and routine life for so many years then it disappearing overnight. You may have even been jealous of other retirees, thinking you couldn’t wait to retire.

However, once you are actually retired and experience the retired life, your feelings about this may start to change, creating a feeling of being stuck.

You Can Be Prepared

While each of these points may sound like a minute detail or event, they can hit you all at the same time and create a very negative reaction, especially if you had never thought about these points before.

Now that you have read this article, however, you are more prepared for what may come along with retirement, including the not-so-positive things. Think about these and plan for them so that you may have the best retirement possible.

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